Quality HMDA Simplified
Ingest data directly from the source of truth – one loan at a time or bulk, any file format, structured or unstructured.
2021 #CFPBTechSprint Participant
Coming Soon!
Multiple Data Sources in Different File Formats
myHMDA Data Validation
- Reads structured and unstructured data: docs, images, MISMO®, etc.
- Gives lenders an ML-driven data quality feedback loop and filing-readiness year-round
- Creates a LAR file which passes the CFPB's edits, but also gives lenders insights into quality problems that can hide in plain sight
- Bundled with a tailored version of Polygon's flagship HMDAVision®, lenders gain new insights into their own lending patterns and their peers'
CFPB Ready LAR File
myHMDA's LAR output file is data validated and ensures timely compliance and lender ability to edit prior to submission!
We are here to simplify the LAR filing process for lenders and optimize the data quality of uploads to the CFPB
A Single HMDA Data Management Tool
myHMDA will support multiple file types when lenders upload their data: from optical character recognition to industry standards like the MISMOⓇ HMDA Data Set. The tool will store past versions of uploads and create a validated LAR output file, auto-populating the "Not Applicable' and "Exempt" values wherever necessary.
Automated Precision
myHMDA will run a both rules engine that matches and extends CFPB edits, and a machine learning engine to surface hidden problems and engage lenders in a continuous feedback loop to correct them.
Customized Product
myHMDA will allow lenders to create pipelines that fit different business lines or distribution channels and adhere to customizable lender rules.
Compliance Guarantee
For lenders who elect to use our product to implement their Fair Lending and ECOA audit, we warrant compliance with applicable law.
Bundled Analytics
Polygon Research's flagship HMDAVision® Dashboard to compare to your peers, plus a dedicated Dashboard to interpret your LAR as it's being prepared.
myHMDA Free Tier
myHMDA has a free tier for lenders serving distressed on underserved areas.
© 2021 Polygon Research, Inc.